This is just the beginning of these extraordinary times, prepare yourselves

We need to start by acknowledging that we live in extraordinary times. When you live in extraordinary times, you cannot expect to keep doing the same things you did during ordinary times and expect them to work, or assume that everything will be okay. That, of course, makes no sense. What this means—very importantly for both you and me—is that we must adjust to these extraordinary times. It’s the only way we’ll survive.

Before discussing what we can and must do, let’s briefly review some of the latest extraordinary events that are happening. In my opinion, they serve as the last warning for us to wake up, act, and do something now.

The Mashujaa Day celebrations are approaching on October 20th. If you've been living in Kenya and following politics closely, you'll know the big concern is: how will they get Kenyans to attend the Mashujaa Day celebrations? How do they avoid an embarrassment for the President and the UDA government, who could end up speaking to empty seats in an empty stadium?

This is where emerging claims become intriguing—claims that people may be brought in from a neighboring country to fill a stadium on a Kenyan national day. We do not know the authenticity of this strange story, but looking at the UDA government's track record and the nature of those making high-level decisions, this is not something we can just dismiss without further investigation.

The advantages of such a scheme are obvious. The crowd would be cheaper. You can pay Kenyans to turn up, as has been done before, even during Uhuru Kenyatta's presidency. However, with economic struggles today, the Kenyan Shilling is still strong and attractive to our neighbors. With the same money it takes to bring one Kenyan to the event, you could bring three or four people from a neighboring country, where the converted Kenyan Shilling is worth much more.

Additionally, it is less likely that a foreign crowd would disrupt the event midway due to their own issues, unlike some Kenyans who might attend but start jeering when reminded of their struggles. We live in very extraordinary times. I wonder what the founding fathers of the Kenyan nation would say if they came back from the grave and heard such a story. They would quickly go back; this is not what they envisioned for Kenya.

The Ministry of Sports in Kenya recently spent a considerable amount of money on international consultancy services for upcoming games we are supposed to host. They spent a staggering 1 billion Kenyan Shillings. We are being robbed as if there is no tomorrow, and this level of looting in the Kenyan government is unprecedented. Having lived through the Moi era, I thought looting was bad then, but compared to now, that time looks mild.

For those closely monitoring Kenya’s economy, you’ll notice things are deteriorating rapidly. Businesses, even well-known restaurants, are closing earlier due to a lack of customers, and people lack purchasing power. I’m sure many of you have your own stories proving beyond doubt that Kenya is heading downhill fast. We have a choice: we can sit back and wait for disaster, or we can prepare for the inevitable by making changes now.

In this "new Kenya" that is emerging, you cannot continue spending your money as you have been. If you're one of the few Kenyans still earning well, you need to be careful with how you manage your finances, especially if you have a family or others who rely on you. Similarly, if you run a business, you’ll notice a shortage of customers. You cannot continue attracting customers in the same way you did during normal times. You need to adapt if you want to survive.

Let me share my personal story. In 2019, I had an unusual feeling, a sense of urgency. I became obsessed with something I couldn’t explain. In the midst of this, I created a series titled How to Prosper in a Dead Economy. Back then, people were complaining, but in hindsight, that was a golden era. What we are facing now is far more serious, and no one is immune to it—not even those in power.

Soon after releasing that series, the coronavirus pandemic arrived, causing significant disruptions. Some people said I had seen the future, but I believe I was inspired for such a time as this—times like now when we’re at the edge. The series covers practical steps on personal finance, a topic I expanded with a video on handling personal finances based on my own experiences.

Have you heard of Muhammad Yunus, the current head of Bangladesh’s interim government? He invented village banking, or table banking, with the Grameen Bank, which means “village bank” in Bengali. His approach has spread globally, offering ways for anyone, not just those in poverty, to manage finances effectively. I personally follow these principles, and I believe they are crucial for times like these when things are so uncertain.

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