Where did all the years go? When you get to a certain age this is the repeated question that keeps ringing on your mind. Mostly retirement knocks on doors before most folks are ready for it. That means a lot of money worries for those who are retired or close to retiring. It is only natural that you would want to make the most of the time you still have remaining but how practical is that when you have not put away anything near what would be enough to give you a decent living?
Let’s be candid and realistic here. If you are saving $50 a month what are the odds that your retirement savings will be anywhere near enough to cover the fulfilling retirement you crave? The cost of just about everything continues to rise all the time and we are not even talking about cheap vacations somewhere and the quality of life that you truly deserve.